THE ANCIENT INDIAN SCRIPTURES!

Ancient Sanskrit manuscript with Devanagari script illuminated by a traditional clay oil lamp

Terms and Conditions

Last updated: 05-09-2026

1. Introduction / Agreement to Terms

Welcome to Raguram Karupia’s blog, “THE ANCIENT INDIAN SCRIPTURES!” (the “Blog”). The Blog provides subscription-based access to written content relating to Hindu scriptures the Valmiki Ramayana, Vyasa’s Mahabharata, the Principal Upanishads, and the Bhagavad Gita, together with the author’s interpretations, Comments, and related explanatory material (collectively, the “Services”).

The subscription model governing access to content is set out in detail in Section 2 below.

By accessing or using the Blog or any part of the Services (including both free and paid content), you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions (“Terms”), as well as our Privacy Policy and any other policies referred to in these Terms. If you do not agree with these Terms, you must not use or access the Blog or the Services.

2. Free and Paid Content — Subscription Model

The Blog operates as a subscription-based content platform. It does not sell any physical products or standalone downloadable files, and it does not offer courses or events. Access is provided solely to online blog content (articles, scripture passages, and the author’s Comments) published on the website.

a) Free Access
The first fifteen (15) blog posts are freely accessible to all users worldwide. No registration, payment, or subscription is required to view these first fifteen posts.

b) Paid Subscription Access
From Blog Post No. 16 onwards, access to content requires an active paid monthly subscription. The current subscription fees are as follows:

  • Readers located in India: INR 200 (Indian Rupees) per month;
  • Readers located in the United States of America: USD 5 (US Dollars) per month;
  • Readers located in all other countries: the equivalent of USD 5 (US Dollars) per month in their local currency, as determined by the payment gateway or relevant financial institution at the time of payment.

Subscription fees are collected via the Razorpay Payment Button embedded on the Blog, using Razorpay’s supported payment methods. A valid and active subscription entitles you only to access the online blog content that is made available for subscribers on the website; it does not entitle you to any separate or additional products or services.

3. Use of the Website

You agree to use the Blog and the Services only for lawful purposes and in accordance with these Terms. You are responsible for ensuring that your use of the Blog complies with all applicable laws, rules, and regulations in India and in any other jurisdiction from which you access the Blog.

Where applicable, you may be required to create an account or provide certain information in order to access subscriber-only content. You are responsible for maintaining the confidentiality of any login credentials associated with your account and for all activities that occur under your account. You agree to notify us promptly of any actual or suspected unauthorized use of your account or any other breach of security.

We reserve the right, at our sole discretion and without prior notice, to suspend, restrict, or terminate your access to all or any part of the Blog or the Services if we believe that you have violated these Terms, applicable law, or engaged in conduct that may harm us, other users, or any third party.

4. Intellectual Property

All content made available on or through the Blog, including but not limited to text, articles, commentary, interpretations, images, graphics, logos, icons, and the arrangement thereof (collectively, the “Content”), is the intellectual property of Raguram Karupia and/or THE ANCIENT INDIAN SCRIPTURES! or its respective content providers and is protected by applicable copyright, trademark, and other intellectual property laws.

Subject to your compliance with these Terms and payment of the applicable subscription fees (where relevant), you are granted a limited, personal, non-exclusive, non-transferable, and non-sublicensable license to access and read the Content online for your own private, non-commercial educational and spiritual purposes. Except with our prior written consent, you shall not reproduce, copy, adapt, translate, modify, create derivative works of, publish, distribute, transmit, publicly display, publicly perform, or otherwise exploit the Content, in whole or in part, for any commercial or non-personal purpose.

You shall not remove, alter, or obscure any copyright notices, author attributions, or other proprietary rights notices appearing on or in connection with the Content.

The Blog may make use of and refer to public domain or freely available English translations of Hindu scriptures, including, among others, the translations of the Valmiki Ramayana by Manmathanath Dutt, of the Mahabharata by Kisari Mohan Ganguli (K.M. Ganguli), and of certain Upanishads by Swami Nikhilananda. Any such material is used in an adapted, summarized, or excerpted form, with appropriate acknowledgement, and is combined with the author’s own commentary and explanatory notes. The Blog does not reproduce these works in their entirety, and any errors or interpretative choices in the Content are solely those of the author.

All trademarks, service marks, logos, and trade names displayed on the Blog are the property of their respective owners. Nothing in these Terms or on the Blog shall be construed as granting any license or right to use any such marks without the express prior written permission of the relevant owner.

5. Payment Terms

The current monthly subscription fees are as set out in Section 2 (Free and Paid Content — Subscription Model) above. Subscription fees are charged on a monthly basis and grant you time-limited access to subscriber-only blog posts/articles (i.e., content from Blog Post No. 16 onwards, once published) during the applicable billing period.

All subscription payments are processed securely through the Razorpay Payment Button/Gateway embedded on the Blog. By initiating and completing a payment, you acknowledge and agree that your payment will be processed by Razorpay and that you are bound by Razorpay’s applicable terms and conditions and privacy policy, in addition to these Terms. Accepted payment methods (as supported by Razorpay from time to time) may include UPI, credit cards, debit cards, net banking, and supported digital wallets.

By initiating a subscription, you represent and warrant that you are legally authorised to use the selected payment method and that all information you provide is true, accurate, and complete. By providing your payment details and clicking the relevant payment or confirmation button, you authorise Razorpay to charge the applicable monthly subscription fee, together with any applicable taxes or charges, to your chosen payment method on a recurring basis until you cancel your subscription in accordance with these Terms.

Access to subscriber-only content will be granted only upon successful receipt and confirmation of payment for the applicable billing month by Razorpay and our systems. In the event of any payment failure, decline, chargeback, reversal, or other unsuccessful transaction, access to subscriber-only content will not be granted or may be suspended, and will only be restored once the outstanding payment has been successfully completed and confirmed.

Subscription payments provide you solely with online access to premium blog content (subscriber-only posts/articles) published on the Blog. No physical products, digital products, e-books, downloadable materials, courses, workshops, live sessions, events, or any other goods or services are sold or delivered through this Blog, and no rights in any such items are created by payment of the subscription fee.

6. Refund and Cancellation

A separate Refund and Cancellation Policy is published on the Blog and forms an integral part of these Terms. You are requested to review that policy carefully before initiating, renewing, or cancelling a subscription, as it contains additional details and procedures that apply to refunds and cancellations.

The subscription operates on a monthly billing cycle. Once payment for a given billing month has been successfully processed and access to subscriber-only content for that month has been granted, the subscription fee for that billing month is non-refundable, whether or not you actually access or use the subscriber-only content during that period, except in the limited circumstances set out below and in the Refund and Cancellation Policy.

Subject to applicable law and the Refund and Cancellation Policy, refunds may be considered only where: (i) you have been charged more than once for the same billing period (duplicate charges); (ii) a confirmed technical error attributable to us or our payment processor has prevented you from accessing subscriber-only content for the relevant billing period, despite reasonable troubleshooting; or (iii) there is a verified unauthorised or fraudulent transaction on your account. Any such exceptions will be evaluated strictly in accordance with the Refund and Cancellation Policy and applicable law, and may require you to provide supporting documentation or evidence.

You may cancel your subscription at any time by sending a written request to kraguram0058@gmail.com or by following any cancellation procedures that may be specified on the Blog from time to time. Unless otherwise required by applicable law, cancellation will ordinarily take effect from the next billing cycle, and you will retain access to subscriber-only content until the end of the current paid billing month. Fees already paid for the current billing period are non-refundable, and no pro-rated or partial refunds will be provided for any unused portion of that period. For complete and up-to-date information, you should refer to the full Refund and Cancellation Policy published on the Blog.

7. Prohibited Activities

In connection with your use of the Blog and the Services, you agree that you shall not:

  • Use the Blog or the Services for any unlawful purpose or in violation of any applicable law or regulation;
  • Engage in conduct that is defamatory, abusive, harassing, harmful, hateful, obscene, or otherwise objectionable, or that disrespects or incites hatred against any religion, community, or tradition;
  • Infringe or violate any intellectual property rights or other proprietary rights of Raguram Karupia, THE ANCIENT INDIAN SCRIPTURES!, or any third party;
  • Copy, reproduce, distribute, sell, resell, publish, or otherwise exploit the Content or any part of the Services for any commercial or non-personal purpose without our express prior written consent;
  • Attempt to gain unauthorised access to any portion of the Blog, other user accounts, or any computer systems or networks connected to the Blog, whether through hacking, password mining, or any other means;
  • Introduce or transmit any viruses, malware, harmful code, or other materials intended to disrupt, damage, or interfere with the proper functioning or security of the Blog or the Services;
  • Use any automated system, including but not limited to robots, crawlers, scrapers, or data mining tools, to access, monitor, or copy the Blog or the Content without our prior written permission;
  • Misrepresent your identity or affiliation, impersonate any person or entity, or provide any false or misleading information;
  • Attempt to circumvent, disable, or interfere with any security-related features, paywalls, or access controls implemented on the Blog.

8. Disclaimer of Warranties

The Blog, the Content, and the Services are provided on an “as is” and “as available” basis, without any warranties of any kind, whether express, implied, or statutory. To the fullest extent permitted by applicable law, Raguram Karupia and THE ANCIENT INDIAN SCRIPTURES! expressly disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and any warranties arising from course of dealing, usage, or trade practice.

While reasonable care is taken to present spiritual and educational content on Hindu scriptures with respect and diligence, no representation or warranty is given that the Content is complete, accurate, error-free, or suitable for any particular spiritual, educational, or personal objective. Interpretations of scriptures can and do vary, and the Content represents the author’s personal understanding and Comments. The Content is intended solely for general educational and spiritual purposes and does not constitute professional, legal, financial, medical, psychological, or other professional advice.

We do not warrant that the Blog or the Services will be uninterrupted, timely, secure, or free from errors, defects, viruses, or other harmful components, or that any identified issues will be corrected promptly. Access may be temporarily suspended or restricted due to maintenance, upgrades, or technical issues.

9. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall Raguram Karupia, THE ANCIENT INDIAN SCRIPTURES!, or any of their respective officers, employees, agents, or licensors be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including but not limited to loss of profits, loss of revenue, loss of data, loss of goodwill, or other intangible losses, arising out of or in connection with your use of, inability to use, or reliance upon the Blog, the Content, or the Services, whether based in contract, tort (including negligence), strict liability, or any other legal theory, even if advised of the possibility of such damages.

Without prejudice to the foregoing, and to the extent permitted by law, the total aggregate liability of Raguram Karupia and THE ANCIENT INDIAN SCRIPTURES! for any and all claims arising out of or relating to these Terms, the Blog, the Content, or the Services shall not exceed the total amount of subscription fees actually paid by you to access the Services giving rise to such claim during the three (3) months immediately preceding the event giving rise to the claim.

Certain jurisdictions do not allow the exclusion or limitation of certain types of damages or liabilities. In such cases, the exclusions and limitations set out in this Section shall apply to the maximum extent permitted by applicable law.

10. Governing Law and Dispute Resolution

These Terms, and any dispute or claim arising out of or in connection with them or with your use of the Blog or the Services, shall be governed by and construed in accordance with the laws of India, without giving effect to any principles of conflict of laws.

Subject to any mandatory provisions of applicable law, you agree that the courts having jurisdiction over Pudukkottai, Tamil Nadu, India, shall have exclusive jurisdiction to entertain and determine any disputes or claims arising out of or relating to these Terms, the Blog, the Content, or the Services.

Before initiating any legal proceedings, you agree to first attempt to resolve any dispute, claim, or concern in good faith by sending a detailed written notice by email to kraguram0058@gmail.com, setting out the nature of the dispute and your requested resolution. We will endeavour to respond and work with you in good faith to resolve the matter within a reasonable period of time.

11. Contact Information

If you have any questions, concerns, or requests relating to these Terms, the subscription model, payments, or the Services, you may contact:

Raguram Karupia’s THE ANCIENT INDIAN SCRIPTURES!

Address: 7/2, Ezhil Nagar 11th Street, Gangatharapuram, Aranthangi Taluk, Aranthangi, PO: Aranthangi, Pudukkottai, Tamil Nadu – 614616, India

Email: kraguram0058@gmail.com

12. Changes to These Terms

We may update, revise, or modify these Terms from time to time in order to reflect changes in our practices, the Services, legal or regulatory requirements, or for any other legitimate reason. When material changes are made, the “Last updated” date at the top of this page will be amended accordingly. Your continued use of the Blog or the Services after any such changes come into effect will constitute your acceptance of the revised Terms. You are encouraged to review these Terms periodically.