Privacy Policy

Effective date: September 5, 2026

This Privacy Policy explains how THE ANCIENT INDIAN SCRIPTURES! (the “Blog”), authored and operated by Raguram Karupia, M.A., B.L., collects, uses, discloses and protects your information when you visit and read this Blog, access free content, or subscribe for monthly access to premium content related to ancient Indian scriptures. This is a subscription-based content blog: Posts 1 to 15 are available free of charge to all readers worldwide, while Post 16 onwards is accessible only to paying subscribers. Monthly subscription fees are currently set at INR 200 for subscribers in India, USD 5 for subscribers in the United States of America, and the equivalent of USD 5 in local currency for subscribers in all other countries. Subscription payments are processed via the Razorpay Payment Button/Gateway, which is PCI-DSS compliant. No physical products or downloadable digital files are sold; all content consists of online blog articles only.

By reading our free posts, registering, or subscribing for paid access, you agree to the practices described in this Privacy Policy. If you do not agree with this Privacy Policy, you should not use this website or subscribe to the Blog.

1. Introduction & Overview of Data Collected

We collect and process information about you in order to (i) provide access to free and subscription content on ancient Indian scriptures, (ii) manage and administer your subscription (see the opening paragraph for details of the subscription model and fees), (iii) process and verify subscription payments via Razorpay, (iv) operate, maintain and improve this website, and (v) comply with applicable laws and regulations in India, including the Information Technology Act, 2000 and applicable data protection laws.

The information we collect falls broadly into the following categories:

  • Information you provide directly: such as your name, email address, phone number, billing address and other information you submit when you contact us or subscribe.
  • Usage and technical data: such as IP address, browser and device information, and details of how you interact with the website.
  • Payment-related information from Razorpay: limited transactional data that we receive from Razorpay when you pay subscription fees through the Razorpay payment button, such as transaction ID, payment status, masked payment instrument details and the subscription amount paid.

2. Information We Collect

2.1 Personal Information

When you use this website, read content, contact us, or subscribe to the Blog, we may collect the following personal information:

  • Name
  • Email address
  • Phone number
  • Billing address
  • Country of residence (for determining applicable subscription pricing)
  • Any other information you choose to provide in forms, emails or other communications with us

2.2 Payment Information

All subscription payments are processed through Razorpay, a third-party payment gateway that is PCI-DSS (Payment Card Industry Data Security Standard) compliant. When you pay the monthly subscription fees (as described in this Policy) via the Razorpay payment button, certain details (such as your name, email address, phone number, subscription amount and transaction timestamp) are shared with Razorpay for payment processing.

Razorpay may collect and process your card details, Unified Payments Interface (UPI) details, bank account details, net banking credentials or other payment instrument information directly on its secure systems. Such sensitive payment information is not collected or stored by THE ANCIENT INDIAN SCRIPTURES! on our servers.

We do not store or have access to your full card number, card CVV, UPI PIN, net banking password or similar sensitive authentication data. We receive only limited transactional information from Razorpay, such as:

  • Transaction ID
  • Payment status (for example, success, pending or failed)
  • Payment method and masked card or account details, where applicable
  • Subscription amount paid and currency

2.3 Usage Data and Technical Information

When you visit or use this website, we may automatically collect certain technical and usage information, including:

  • IP address
  • Browser type and version
  • Device type, operating system and other technical identifiers
  • Pages viewed (including whether you are accessing free posts or subscriber-only posts), time spent on pages and links clicked
  • Referring and exit pages
  • Date and time of visits
  • General location information derived from your IP address

This information helps us understand how visitors and subscribers engage with the Blog, improve the reading experience, maintain security and analyse the reach and impact of content on ancient Indian scriptures.

3. How We Use Your Information

We use the information we collect for the following purposes:

  • Subscription processing and content access: To process your monthly subscription payment via Razorpay, activate and manage your access to premium blog content as described in this Policy, send payment confirmations, and provide subscriber support.
  • Payment processing: To facilitate, verify and reconcile subscription payments via Razorpay and associated banks and payment networks, and to handle payment-related queries or disputes.
  • Communication: To send payment confirmations, renewal reminders, subscription updates, administrative messages, important notices (including about changes to this Privacy Policy or other terms), and to respond to your queries or requests. Where permitted by law and subject to your preferences, we may also share information about new content or features on the Blog.
  • Website operation and improvement: To operate, maintain and enhance the website, analyse usage patterns, monitor performance, and improve the structure, design and content of the Blog.
  • Security and fraud prevention: To detect, investigate and prevent fraudulent or unauthorised transactions, abuse of accounts, attempts to circumvent the subscription model, or other harmful activities.
  • Legal and regulatory compliance: To comply with applicable laws, regulations and legal obligations in India, including those under the Information Technology Act, 2000 and applicable data protection laws, and to respond to lawful requests and legal processes.

4. Payment Information and Processing via Razorpay

All subscription fees for access to THE ANCIENT INDIAN SCRIPTURES! are collected and processed securely through Razorpay using the Razorpay payment button. Razorpay is a PCI-DSS compliant payment service provider and applies industry-standard safeguards to protect payment data.

When you initiate a subscription payment, you may be redirected to Razorpay’s secure payment pages, or Razorpay components may be embedded on this website. Your payment instrument details (such as card number, expiry date, CVV, UPI credentials or net banking information) are entered on Razorpay-controlled interfaces and are processed by Razorpay and its banking partners. We do not collect, store or have access to your full payment instrument details.

We receive only limited information from Razorpay, such as transaction ID, payment status, payment method, masked payment instrument details (where applicable), subscription amount and currency. We use this information solely for managing your subscription access, maintaining our accounts and records, resolving payment-related issues, detecting fraud and complying with legal or regulatory requirements. In addition to this Privacy Policy, Razorpay’s own privacy policy governs Razorpay’s handling of your payment-related data. You are encouraged to review Razorpay’s privacy policy at https://razorpay.com/privacy before completing any subscription payment on this website.

In addition to this Privacy Policy, Razorpay’s own privacy policy governs Razorpay’s handling of your payment-related data. You can read Razorpay’s privacy policy at https://razorpay.com/privacy.

5. Data Sharing and Disclosure

We do not sell or rent your personal information to any third party. We may share your information only in the limited circumstances set out below, and only to the extent necessary for the purposes described in this Privacy Policy:

  • Payment gateway and financial institutions: Razorpay, acquiring and issuing banks, card networks and other payment partners involved in processing your subscription payments.
  • Content access management: Trusted service providers who help us authenticate subscribers and manage access to premium blog content, subject to confidentiality and data protection obligations.
  • Service providers: Carefully selected third-party service providers who assist with website hosting, analytics, email delivery, security, or other technical and administrative services, subject to confidentiality and data protection obligations.
  • Legal and regulatory authorities: Law enforcement agencies, government authorities, courts or regulators when we are required to do so under applicable law, regulation, legal process or enforceable governmental request, or when disclosure is necessary to protect our rights, property or safety, or that of our users or the public.
  • Business transfers: In the event of any proposed or actual merger, acquisition, restructuring or sale of all or part of our assets, your information may be transferred as part of that transaction, subject to applicable law and continued protection under this Privacy Policy or a substantially similar policy.

6. Data Security

We are committed to protecting your information and take reasonable technical and organisational measures to safeguard it against unauthorised access, disclosure, alteration or destruction. These measures include, where appropriate:

  • Using Secure Socket Layer (SSL) or equivalent encryption technology to protect data transmitted between your browser and our servers.
  • Restricting access to personal information to authorised individuals and service providers who need such access for legitimate purposes and who are bound by confidentiality obligations.
  • Maintaining appropriate technical and organisational security practices for our systems, servers and applications.

However, no method of transmission over the internet or method of electronic storage is completely secure. While we strive to protect your personal information, we cannot guarantee absolute security.

7. Cookies and Similar Technologies

Our website may use cookies and similar technologies to enhance your browsing and reading experience and to understand how visitors and subscribers use our services. Cookies are small text files that are stored on your device by your web browser.

We may use the following types of cookies:

  • Strictly necessary cookies: These cookies are essential for the basic functioning of the website and enable features such as page navigation, secure login and access control for subscriber-only areas.
  • Performance and analytics cookies: These cookies help us understand how visitors use the website, which pages are most frequently viewed, how users move around the site and how they interact with content, so that we can improve the Blog.
  • Functionality cookies: These cookies remember your preferences (such as language or region) and help provide a more personalised experience.

You can manage or disable cookies through your browser settings. Please note that if you disable certain cookies, some features of the website, including access to subscriber-only content, may not function properly.

8. Your Rights and Choices

Subject to applicable laws in India, you may have the following rights in relation to the personal information that we hold about you:

  • Right to access: You may request details of the personal information we hold about you.
  • Right to correction: You may request that we correct or update any inaccurate or incomplete personal information about you.
  • Right to deletion: You may request deletion of your personal information, subject to our need to retain certain information for legal, regulatory, accounting or legitimate business purposes (for example, records of subscription payments).
  • Right to withdraw consent: Where our processing is based on your consent, you may withdraw your consent at any time. This will not affect the lawfulness of processing based on consent before withdrawal.

To exercise any of these rights, please contact us by email at kraguram0058@gmail.com. We may need to verify your identity before responding to certain requests, in accordance with applicable law.

9. Third-Party Links

The Blog may contain links to third-party websites, services or resources, including references to external texts, research material or other content related to ancient Indian scriptures. These third-party sites are not controlled or operated by us, and this Privacy Policy does not apply to them. We are not responsible for the privacy practices, content or security of such third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children’s Privacy

Our website and subscription services are intended for individuals who are 13 years of age or older. We do not knowingly collect personal information from children under 13 years of age. If you are a parent or legal guardian and believe that your child under 13 has provided us with personal information, please contact us using the details in the “Contact Information” section below so that we can take appropriate steps to delete such information, if required.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements or other operational reasons. Any changes will be posted on this page with an updated effective date. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information in connection with your use of this subscription content blog.

12. Contact Information

If you have any questions, concerns or requests regarding this Privacy Policy or our handling of your personal information, please contact:

Email: kraguram0058@gmail.com

Postal Address: 7/2, Ezhil Nagar 11th Street, Gangatharapuram, Aranthangi Taluk, Aranthangi, PO: Aranthangi, DIST: Pudukkottai, Tamil Nadu – 614616, India.

13. Governing Law

This Privacy Policy shall be governed by and construed in accordance with the laws of India, including the Information Technology Act, 2000, the rules framed thereunder and other applicable data protection and privacy laws, as amended from time to time. Without prejudice to your rights under applicable law, by using this website you agree that any disputes arising out of or relating to this Privacy Policy, your use of the Blog or our handling of your information shall, to the extent permitted by law, be subject to the exclusive jurisdiction of the competent courts at Pudukkottai, Tamil Nadu, India.